Stablecoin payments on Solana
Get paid in digital dollars. Across borders.
Let customers pay in USDC, a digital currency designed to track the US dollar. Solana moves that payment directly between wallets, with fast confirmation and network fees typically under a penny. Cedros brings it into your storefront alongside card checkout.
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Why offer Solana at checkout?
Price and get paid in USDC
USDC is a stablecoin issued by Circle, backed by cash and cash-equivalent reserves, and designed to hold a value of US$1. Accepting USDC lets you price in digital dollars and receive the same token. Use Solana for the transfer while keeping prices and receipts in a familiar dollar unit.
Receive USDC directly in your wallet
The payment moves from your customer’s Solana wallet to your configured payout wallet. Once confirmed, you have received USDC on Solana without waiting for a card processor’s next payout batch. International customers use the same network and transfer process. Moving those funds into a bank account is a separate step through your chosen provider.
Skip card-network processing fees
Direct USDC transfers on Solana bypass card-network processing fees. The network fee is typically a fraction of a US cent and is not calculated as a percentage of the sale, making small purchases and larger orders economical to transfer. Platform, provider, account-setup, conversion, and withdrawal costs may still apply, so compare the full cost of accepting payment.
Remove card-network chargebacks
Direct Solana payments do not use the card-network chargeback process. That removes a route for chargeback abuse and the need to defend those payments against card disputes. You can still issue refunds through Cedros Pay and resolve customer concerns under your refund policy; wallet payments do not eliminate every form of fraud.
Let customers spend the USDC they already hold
Customers with USDC in a compatible Solana wallet can use it directly at checkout, without first converting it to a bank balance. They review the order and approve the payment in their wallet. Keep cards available through a connected provider too, so your storefront serves customers who already use Solana and those who prefer to pay by card.
Cover the fee. Customers just pay in USDC.
Solana network fees are paid in SOL. With Cedros Pay’s optional fee sponsorship, your business covers that fee so customers only need the payment token your checkout accepts. For a USDC checkout, that removes the extra step of buying SOL before paying. Enable fee coverage and keep your fee wallet funded to offer this simpler checkout.
Turn wallet payments into verified orders
Cedros Pay checks the payment amount, token, recipient, and network confirmation before recording a successful payment. It links the transaction reference to the checkout, connecting the wallet transfer to the sale. Manage your catalog, orders, and payment records in Cedros, with purchase activity available to your customer records in CRM.
Solana payments, explained.
What are Solana, USDC, and SOL?
Solana is a blockchain: a shared network for recording and transferring digital assets. USDC is a stablecoin on that network, designed to track the US dollar. SOL is Solana’s own token, used to pay network fees. You can accept USDC without receiving SOL for the sale. USDC is not a bank deposit, and its market price can move away from US$1.
Do customers need a wallet or SOL?
Customers paying in USDC need a compatible Solana wallet with enough USDC for the purchase. They do not need SOL when you enable and fund network-fee coverage in Cedros Pay. A wallet is an app or device used to manage digital assets and approve transfers. Customers choosing card checkout do not need one.
How do I move USDC to my bank account?
Payments arrive as USDC in your configured payout wallet when you accept USDC at checkout. To convert it and withdraw to a bank account, use a provider or exchange that supports USDC on Solana and serves your country. Identity checks, fees, and withdrawal timing depend on that provider. Cedros Pay does not automatically convert a wallet payment into a bank payout.
Can I refund a stablecoin payment?
Yes. Cedros Pay supports refunds through your configured wallet and approval workflow. The refund is a separate transfer back to the customer, so the sending wallet needs sufficient funds. Set a clear refund policy and keep enough of the payment token available to honour it.
Put Solana to work at checkout.
Give customers a direct way to spend USDC, with low network fees and a checkout connected to your Cedros storefront.